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Valentines’ day message – February 2024

Love is in the air, and everybody is excited, but money still needs to be managed. Remember, managing money in a relationship requires compromise, patience, and mutual respect. By working together and prioritizing open communication, you can build a strong financial foundation that supports a healthy and fulfilling romantic partnership. Love may be priceless, but […]

Networthy

Getting organized was discussed at length in our previous document and in our Facebook channel. We hope most of us have decided to prepare and file important documents as guided. Net worth is the second topic to discuss in this February 2024 month. Introduction: Net worth is a foundation in personal finance journey, serving as […]

Homeownership

  Building or buying a house is one of the most important aspects in life and the largest investment in most people’s lives. However, most of the people enter the transaction without clear understanding and knowledge that there are other costs involved far beyond cost of the property itself. It is therefore highly important to […]

The Movement in Lesotho

Lesotho has a population of over 2.3 million with a workforce of about 1 million (43%), and an unemployment rate near 25%. This leaves over 1.8 million Basotho (82% of our population) so poor they cannot afford, or barely can afford three meals a day for themselves and their family; a percentage higher in the […]

Final loan tips

There may be various reasons why a loan maybe needed, often, this may happen because of some unplanned events and expenses like urgent repair of a house/apartment, buying furniture or house appliances, car repairs and unplanned family members illness. These incidences may be either pleasant or unpleasant but call for emergency borrowing as it may […]

Financial Literacy Month

Financial Literacy Month is a nationwide, collaborative endeavor marked by a variety of activities and events throughout the month of April every year, across the country. Financial Literacy Month Campaign is popular in the United States, Canada and other parts of the world. The Improving Financial Awareness and Financial Literacy Movement in Lesotho is yet […]

Estate and gift planning awareness month

A large number of adult population in Lesotho, including immediate family members, friends and colleagues do NOT have nor realize the importance of having a current or up-to-date estate and gift plan to protect themselves, their family and their assets. Estate and gift planning is a financial process that can protect all citizens and their […]